When you have a van for your courier service, you are traveling a lot of miles a day and you might be covering a huge location. If you are a courier for a living then you need to have a courier van insurance. It is important that you are protected by a courier van policy that can provide you with a value for money insurance. Total Insurance Comparison provides that best comparison service for an impressive number of insurance brokers in the United Kingdom.
What Is Total Insurance Comparison?
Total Insurance Comparison is one of the trusted names in the United Kingdom when it comes to courier insurance. They are working with the best courier insurance brokers in the UK who can provide you with the most compatible insurance coverage. They also offer options for Courier Fleet Insurance, Limited Claims History, Courier drivers with convictions, self-employed drivers, and also full-time car couriers.
The Van Courier Policy
Van Courier Policy is specifically designed to cover individuals whose daily job is to deliver goods to others. The policy coverage is for the driver, the vehicle, and also for the goods that you carry. This policy is designed by different expert insurers and it starts with the vehicle value and its mileage coverage, then the goods are covered if required together with other areas as recommended by the insurance advisors.
This courier cover may include courier fleet insurance, commercial use, the goods that you carry in transit, the employers as the public liability coverage, also for personal accident and sickness cover. The sections that you want to include in your policy will depend on you. This is why it is very important that you take notice of your day to day business so you can determine the specific cover that you need and add it to your policy.
Some sections of the insurance cover like the insurance for the vehicle and the goods are required by the law. The other optional sections will now depend on your business needs and other attributes at risk. Total Insurance Comparison has professional insurance advisors who can help you go through with your options and finally make your decision in the process.
Hazardous Materials – Is It Covered?
Many couriers are carrying hazardous materials which is why there is a greater need for insurance coverage for these instances. However, this can be very tricky because it will depend on how hazardous are the materials that you are carrying as well as the location. The hauling cleaning chemicals are okay for the insurance to cover but for hauling nuclear waste can be a different scenario which is also classed as hazardous. The Total Insurance Comparison can cover 90% of the haulers but if not, the courier advisors would be able to provide you with different options.
When it comes to securing your van, your goods, and also yourself, it is important that you know your priorities. Remember that the van and the goods are required to be insured, but there are also other sections of coverage that you can add depending on your preference. Talk with an expert from Total Insurance Comparison to know your options.